Coping / Emotional Support / Review Mental Health Benefits

Review Mental Health Benefits

If Grief is overwhelming and you wish to seek support from a mental health professional, check your health insurance policy to review possible mental health benefits.

If you are eligible to receive benefits, then insurance will pay for a certain portion of your visits.

However, each policy has its own guidelines for what's supported, so be sure to review its details carefully.

Certain policies may require that you only see approved practitioners, they are known as In-Network Providers; typically, healthcare providers will have a website where you can search for them.

However, you can also meet with any unapproved provider of your choice, they are known as Out-of-Network Providers.

In these cases, you can either pay them directly, or be possibly reimbursed by your healthcare provider at a rate different from In-Network Providers.

Review the details of your policy to confirm.

These types of mental health professionals work in a variety of settings, including but not limited to:

  • Outpatient Facilities -- treatment occurs outside of a medical facility such as a community clinic, school, or private practice; patients continue to live at home

  • Inpatient Facilities -- treatment occurs inside a medical facility such as a hospital and its psychiatric department, where the patient lives temporarily during treatment


See the links below to the mental health support services of common health insurance providers.